What to Bring When Buying/Leasing
Are you ready to buy or lease a new car? If that answer is yes, then don't hurry into the dealership without consulting a list like this, outlining what you'll need to bring with you. It would be unfortunate if you were all set to buy a car but realized, for example, that you left your driver's license at home. Make sure that you have everything with you that you need before you even go test-drive that new vehicle at Johnson City Ford.
- Your driver's license: You'll need to have your license with you for proper identification when you're filling out all of the paperwork. However, there is a chance that the dealership might already have your license on file if you've taken the vehicle for a test-drive.
- Your Social Security number: Bring your social security card with you, if you happen not to know the number. Even if you are buying the vehicle outright, the dealer will still need your Social for tax purposes. Almost all financial transactions valued at over $10,000 need to be reported to the IRS.
- Proof of car insurance: You can't purchase a car without this essential piece of paper. There are laws in all 50 states requiring drivers to have some kind of insurance because it protects everyone on the road.
- Your wallet: You'll have to pay for this vehicle in some way, whether through financing, cash, cashier's check or credit card. There are many avenues of payment these days, and depending on how much your car is worth, it makes sense to figure out the best way for you to pay for your vehicle. When leasing, you'll normally have to make some kind of a down payment on the vehicle.
- Proof of employment, residence and salary: You might need to bring these items with you, based on how good or bad your credit score might be.
- A few hours to fill out all of the paperwork: It can be a time-consuming process, especially if you're applying for financing. And if you're trading in your old car.
- A trade-in appraisal: Typically you'll have your appraisal performed at the dealership that you're trading it in to, and many times they'll be good for up to three days.
- Your old car's title: Once you trade it in, you'll have to turn this over since you're releasing ownership of the vehicle.
If you're considering a new vehicle, come see us at Johnson City Ford today, located at 207 Princeton Road, Johnson City, TN 37601. We look forward to serving our customers from Johnson City, TN, and throughout Kingsport, Bristol and the Tri-Cities area!
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